Moneris Payment Gateway for Magento 2 Hyva React Checkout

Toweringmedia Moneris Payment Gateway Extension 

Payment Processing Methods

3D Secure (3DS) Authentication

• Automatic challenge detection when Moneris returns a challenge URL

• Modal iframe display for 3DS verification

• PostMessage handling for challenge completion, cancellation, and error events

• Status polling via REST API after challenge completion

• Error handling with user-friendly messages

• Configurable enforcement with warn/decline actions based on 3DS results

Hyvä React Checkout Integration

• Custom payment method renderer with credit card form fields

• Real-time card brand detection (Visa, Mastercard, American Express)

• Form validation and error handling

• Saved cards management with vault integration

• Hosted fields support when Hosted Tokenization is enabled

• Responsive design compatible with Hyvä themes

• Event-driven configuration injection for seamless integration

Risk Management & Fraud Prevention

• AVS (Address Verification Service): Configurable pass codes and enforcement actions

• CVD (Card Verification Data): CVV validation with customizable rules

• 3D Secure: Enforcement based on verification results

• Kount Integration: Fraud scoring with configurable thresholds

• Log Only (Allow): Transactions proceed regardless of risk results

• Warn Customer (Allow + message): Transactions proceed but warnings are logged and displayed

• Decline Order: Transactions are automatically declined if risk checks fail

Vault Integration (Saved Cards)

• Customers can save payment methods for future use

• Secure token storage with encrypted card details

• Masked card display in customer account

• Card expiration tracking and automatic removal of expired cards

• Support for multiple saved cards per customer

• Easy card selection during checkout

Payment Operations

• Authorization: Authorize transactions for later capture

• Authorization & Capture: Immediate settlement (default)

• Capture: Manual capture of previously authorized transactions

• Refund: Full and partial refunds with transaction tracking

• Void: Cancel authorized transactions before capture

Webhook Support

• Secure webhook endpoint for Moneris callbacks

• IP whitelist configuration for enhanced security

• Webhook secret validation

• Automatic order status updates based on payment confirmation

• Reconciliation support for payment status synchronization

Developer Features

• Comprehensive logging with PCI-compliant data redaction

• Verbose debug mode for troubleshooting

• REST API endpoints for all payment operations

• Test connection command-line utility

• Receipt viewing in development mode

• React checkout receipt card for testing

Configuration & Administration

• Per-store configuration support

• Sandbox and production environment switching

• Customizable payment method title

• Payment action configuration (authorize vs authorize & capture)

• Credit card type restrictions (Visa, Mastercard, etc.)

• Country-specific availability settings

• Debug logging toggle

Security & Compliance

• PCI-compliant data handling with automatic redaction in logs

• Encrypted credential storage for API tokens and profile IDs

• Secure tokenization with no card data persistence

• Form key validation for all frontend requests

• HTTPS-only API communication

• Webhook IP validation

Technical Specifications

• Magento Compatibility: Magento 2.4.8 (Framework 103.0.x)

• PHP Compatibility: PHP 8.1, 8.2, 8.3

• Dependencies: Magento Payment, Checkout, and Vault modules

• Frontend: Hyvä React Checkout compatible

• API: RESTful web API for all payment operations

• Architecture: Follows Magento payment gateway architecture patterns

Installation & Setup

• Automatic schema installation with version checking

• Data installation scripts for default configuration

• Module dependency management

• Composer package distribution

• Clear installation and configuration documentation